The below information is for medium to difficult web sites. Fees and Rates ranges by industry, merchant, and history of the account: Rolling Reserve = 10% Rolling Reserve (Hold for 6 months and release at 7 months, continuous) Discount Rate = 5% 13% (Rate will be set by the risk of the industry and merchant) Set-up Fee = $100 - $5,000 (Rate will be set by the risk of the industry and merchant) Monthly Fee = $50 - $100 (Rate will be set by the risk of the industry and merchant) Transaction Fee = $0.50 - $1.50 (Rate will be set by the risk of the industry and merchant) No volume caps (min or max) Any merchant accounts will need to fill out: Merchant Application (If you can't answer a question, please leave it blank) Photo ID (Drivers License, Passport, etc) Merchant History (No history please inform us, new business) Our merchant group can process any merchant accounts, it will be easier to tell you what we can't take: Child Porn Animal Porn Hardcore Porn We code all Gaming sites. FYI - We will not be the third party. You will have contact with the bank. That should be a plus!